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AI-powered financial reconciliation and control

AI-powered financial reconciliation and control

Your systems
are fragmented,
Your data has gaps,
The difference is costing you

Your systems are fragmented,
Your data has gaps,
The difference is costing you

Automated reconciliation for banks, fintechs, PSPs, retailers, and marketplaces. Full control across every transaction, fee, and payment flow.

Automated reconciliation for banks, fintechs, PSPs, retailers, and marketplaces. Full control across every transaction, fee, and payment flow.

Request a demo

Trusted by world-class financial companies

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+

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0
0
0

B

B

B

Transactions

Reconciled Daily

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+

+

40
40
40

Countries Served

4,990
4,990
4,990

+

+

+

Pre-Built No-Code Integrations

$

$

$

90
90
90

M+

M+

M+

In Client Losses Prevented

Payment operations have outgrown the tools built to manage them

Most finance leaders inherited a stack that made sense at the time: a mix of internal builds, spreadsheets, and point solutions. The problem is not the decisions that were made. It is that payment complexity has grown far beyond what those tools were designed to handle.

Real numbers, real results

Large multinational bank in LATAM:

Reduced annual financial losses from $12M to under $500K through automated discrepancy detection

Regional bank operating in 7 countries:

Month-end close cut from 15 days to 4, finance team capacity freed by 47%

Digital bank:

Eliminated a 22% cross-border transaction error rate through instant payment network validation

Commercial bank:

Recovered $2.3M in uncollected interchange fees in the first 90 days

Fintech platform:

Supported 400% transaction growth without proportional headcount increase

Regional PSP:

Reconciles 2M+ daily transactions at 99.9%+ accuracy

In-house development is not the answer

Specific needs only Built for one problem. Breaks the moment anything changes.

Specific needs only Built for one problem. Breaks the moment anything changes.

Hard to scale Your volume grows. Your internally built tools do not.

Hard to scale Your volume grows. Your internally built tools do not.

High build and maintenance cost  IT teams are scarce and expensive. Reconciliation should not consume them.

High build and maintenance cost  IT teams are scarce and expensive. Reconciliation should not consume them.

Brittle as providers change Every new partner, format change, or API update requires a rebuild.

Brittle as providers change Every new partner, format change, or API update requires a rebuild.

No audit trail When regulators ask, internally built tools cannot produce transaction-level evidence.

No audit trail When regulators ask, internally built tools cannot produce transaction-level evidence.

Operational Consequences

Untracked fees and overcharges Processor billing errors accumulate silently, typically 5-15 basis points of volume.

Untracked fees and overcharges Processor billing errors accumulate silently, typically 5-15 basis points of volume.

Disputes and chargebacks not fully recovered Without systematic evidence, you leave money on the table every cycle.

Disputes and chargebacks not fully recovered Without systematic evidence, you leave money on the table every cycle.

No single source of truth Each team sees a different picture. No one has the full view.

No single source of truth Each team sees a different picture. No one has the full view.

Operational overhead keeps growing Volume grows. Your reconciliation headcount grows with it. That is not scale.

Operational overhead keeps growing Volume grows. Your reconciliation headcount grows with it. That is not scale.

Audit and regulatory penalties Manual, fragmented systems cannot produce the evidence regulators now require.

Audit and regulatory penalties Manual, fragmented systems cannot produce the evidence regulators now require.

Volume keeps growing, people are not the problem, the tools are

What changes when your financial controls actually work

What changes when your financial
controls actually work.

Without Simetrik

Revenue leakage

Processor discrepancies and unmatched transactions go undetected for weeks. By the time you find them, recovery is costly, if possible at all.

Regulatory exposure

You cannot show transaction-level evidence to auditors or regulators. Month-end scrambles turn into multi-week fire drills.

Strategic paralysis

Finance teams spend 60-80% of their time on manual reconciliation instead of analysis. Strategic decisions run on stale data.

With Simetrik

Revenue protected

Every discrepancy detected within 24 hours. Processor overcharges identified. Interchange gaps surfaced. Losses stop accumulating silently.

Always audit-ready

Transaction-level evidence available on demand. Month-end close drops from 15 days to 3-5. No more year-end scramble.

Strategic clarity

Real-time cash position across your full operation. Your team shifts from manual reconciliation to analysis and recommendations.

The conditions that made manual reconciliation tolerable no longer exist

Instant rails process in seconds. Your systems batch daily. PIX, SPEI, RTP, and real-time payment networks create gaps that manual tools cannot close. The leakage is happening between each transaction and your next reconciliation run

Regulators require evidence, not just summaries. Audit findings on reconciliation controls are rising across every jurisdiction. A balanced ledger is no longer sufficient. You need transaction-level proof, on demand

You cannot grow by adding reconciliation headcount. Margin compression is real. Building bigger reconciliation teams is not a scalable strategy. Automation is the only way to grow volume without growing cost

Reconcile faster, see deeper,
forecast smarter

Reconcile faster, See deeper, Forecast smarter

Prevent revenue leakage

Prevent revenue

leakage

Detect inconsistencies and discrepancies automatically, as soon as sources update. Verify scheme fees, commissions, and FX charges to prevent overbilling and protect margins

Protect liquidity and

cash flow

Align settlement positions with actual records. Avoid surprises that impact treasury planning and forecasts

Reduce disputes and

chargeback losses 

Reconcile authorizations, clearings, and transactions to detect anomalies early and minimize financial damage

Ensure reliable financial

records

Connect bank statements, journal entries, and internal movements for data integrity, regulatory compliance, and faster audits

Boost operational

efficiency

Replace manual spreadsheet work with real-time dashboards. Free your team to focus on analysis, not ticking and tying

Prevent revenue leakage

Detect inconsistencies and discrepancies automatically, as soon as sources update. Verify scheme fees, commissions, and FX charges to prevent overbilling and protect margins.

Ensure reliable financial records

Connect bank statements, journal entries, and internal movements for data integrity, regulatory compliance, and faster audits.

Reduce disputes and chargeback losses 

Reconcile authorizations, clearings, and transactions to detect anomalies early and minimize financial damage.

Protect liquidity and

cash flow

Align settlement positions with actual records. Avoid surprises that impact treasury planning and forecasts.

Boost operational efficiency

Replace manual spreadsheet work with real-time dashboards. Free your team to focus on analysis, not ticking and tying.

From first connection to full financial control, faster than you think

Simetrik follows a proven path: connect, reconcile, accelerate, with a go-live timeline measured in weeks, not quarters

Platform: Integrate - Reconcile - Accelerate

Platform: Integrate - Reconcile - Accelerate

STEP 1

Auto Ingest

Instantly map, tag, and control the quality of new sources. Smart parsers handle any format: bank statements, network files, ERP exports, alternative payment methods.

STEP 2

Transform and Reconcile

Apply business rules, date formats, naming standards, and match transactions. Multi-way matching logic, FX handling, fee validation, all configured to your business using templates, no code required.

STEP 3

Exception Resolution

AI flags anomalies and proposes fixes. Alerts route to the right team. Audit-ready reports generate automatically.

Go-Live Timeline

Week 1

Discovery and Alignment Discovery session, scoping workshop, technical assessment, demonstration

Week 2

Validation and Business Case Business case, requirements review, selection process support, value realization plan and proposal

Week 3

Sign-off Final review, agreement sign-off, executive kick-off and planning

Week 4

Executive Kickoff Implementation kickoff, adoption, and use of Simetrik. Results and ROI confirmation.

Executive Kickoff Inicio implementación, adopción y uso de Simetrik. Confirmación de resultados y ROI.

Every financial business has its own
reconciliation complexity, we built for all of them

Every financial business has its own reconciliation complexity. We built for all of them.

Industry

What's slipping through the cracks

Banks and Financial

Institutions

Prevent revenue

leakage

Interchange gaps, multi-product cash reconciliation, regulatory capital errors from unreconciled customer liabilities, FX spread errors, audit findings on controls

Fintechs

Fintechs

Processor discrepancies accumulating at 5-15 bps, duplicate transactions, revenue recognition errors, payment flow visibility gaps

PSPs and Aggregators

PSPs and Aggregators

Merchant settlement errors, split payment miscalculations, chargeback misallocation across thousands of sub-merchants, card network threshold breaches

Acquirers and Card

Networks

Acquirers and Card

Networks

Authorization-to-settlement breaks, interchange collection gaps, MDR billing errors, network compliance monitoring failures

Retail and

Marketplaces

Retail and

Marketplaces

Multi-processor settlement reconciliation, loyalty and gift card liability gaps, marketplace split payment errors, cross-border FX discrepancies at scale

Wallets and Crypto

Wallets and Crypto

On-ramp/off-ramp reconciliation gaps, blockchain-to-fiat matching complexity, duplicate payouts, gas fee volatility tracking

Lending and BNPL

Lending and BNPL

Failed collection tracking, payment waterfall misapplication (principal/interest/fees), merchant vs borrower split errors, provisioning gaps

Banks and Financial Institutions

Interchange gaps, multi-product cash reconciliation, regulatory capital errors from unreconciled customer liabilities, FX spread errors, audit findings on controls

Fintechs

Processor discrepancies accumulating at 5-15 bps, duplicate transactions, revenue recognition errors, payment flow visibility gaps

PSPs and Aggregators

Merchant settlement errors, split payment miscalculations, chargeback misallocation across thousands of sub-merchants, card network threshold breaches

Acquirers and Card Networks

Authorization-to-settlement breaks, interchange collection gaps, MDR billing errors, network compliance monitoring failures

Retail and Marketplaces

Multi-processor settlement reconciliation, loyalty and gift card liability gaps, marketplace split payment errors, cross-border FX discrepancies at scale

Wallets and Crypto

On-ramp/off-ramp reconciliation gaps, blockchain-to-fiat matching complexity, duplicate payouts, gas fee volatility tracking

Lending and BNPL

Failed collection tracking, payment waterfall misapplication (principal/interest/fees), merchant vs borrower split errors, provisioning gaps

More than 5,000 integrations

Connect any internal or external data source with no code, and quickly adapt as you add new partners and scale your operations.

ERPs and core systems

ERPs and core systems

Automatically reconcile and update data across your core finance and business systems.

Automatically reconcile and update data across your core finance and business systems.

Payments and fintech

Payments and fintech

Reconcile transaction and customer-level data from PSPs and alternative payments services, including payment links and QR code transactions.

Reconcile transaction and customer-level data from PSPs and alternative payments services, including payment links and QR code transactions.

Simetrik processes 2.5B
transactions per day

Simetrik processes 2.5B transactions per day

Cloud-native, AI-first

Customer testimonials about their experience with Simetrik

“With Simetrik, we have achieved a significant transformation, improving operational efficiency and reducing process times considerably”

“Simetrik allowed us to support 400% growth in our transactions between 2023 and 2024”

“Simetrik helped us scale our products. Some now launch already plugged into the platform, with no concerns when scaling solutions like Pix Credito”

Find out what your current tools are missing

Book a 30-minute demo. We will walk through how Simetrik works for your type of operation and show you exactly where businesses like yours typically find leakage. Have questions? Our specialists are ready.

Request a demo

Copyright © 2026 Simetrik

Copyright © 2026 Simetrik

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